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National Security Letters - NSLB - OGC Page 2 of 14 broadly defined). 3. Under the Fair Credit Reporting Act, 15 U.S,.C.§§1681u(a) and (b), the FBI can obtain a list of financial institutions and consumer identifying information from a credit reporting company. 4. Under the Fair Credit Reporting Act, 15 U.S.C. §1681v, the FBI can obtain a full credit report in an international terrorism case. This provision was created by the 2001 USA Patriot Act. b5 The standard for issuing an NSL is relevance to an authorized investigation to protect against international terrorism or clandestine intelligence activities provided that such an investigation of a b2 ee ee