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oecupat lone frvesied ¥. pins Biates, BF, (ed) HS, C55 Mitte ‘ States -v. “ ary. 6 Me Petitioner lest his riet army ® se ® Seseond. o> saletion 3149 was not adoptes util eleven years aft - the insurance ptlley had lapeed and petitioner®s gauc* cf astitn tur oor ral fully maturede Untoubtedly, the regulaticr in tem. fetiares t's" pemmarent ises of <2 use of ose hané and one e7 shall te deceit tock total permanent a.gatility under an insurance policy suhag tyct ofr cot to petitionren ut the regulation is both inerplicatie and invalid. Tt ie icapy..tatie tecmuse it contaiis nothing te sugrest that i+ Was to be given a retroapective effect eo as to tring within its purview 3 policy @hich hac long since lapee3 and which had reiatior only te ay ale leged cause of action long since matured. The lat is well settled thet ecoerally a statute cannot te construed to operate retrospectively urnlios the legislative intention to that effect unequivecally appoars. Twer.t; per cert, cases, 20 Wall. 179, 187; Chow Reong We United States, ile UeSe Sd, S29; Fullerton Soe we Northern Pacific, 266 U3. 40., 477. Ti. principle is atrictly aprlicatle to statutes wiich inve the effect of creating an obligation. An atsinistratiwe regulation 13 subject to th: rule eqaally with a statute; and accordingly, the reewlation kere inviived fust be taken to operate prospectively only, It ia invalid be cause not Within the authority conferred ty the stetute upon the Cireetor (or his successor, the Administrater) to make regulations to cerry out the purposes of the act. It is not, in the sense of the statute, @ r- ulation at all, but legislation. The etfect of ti: atatute in force u* tne tim of the adoption of the s¢evallcd regulatic: sa that in ress.ct . 2 comcnsation tilowances, lors of a hand and an cy st-.l be decmed tet.) permanent disstility as a aotter sf low, Bere “Ang no such prov. ton w'th respect to etacr of ingarance, the queatior “ether s logo Of tect “ .ratter or ny other cpecif fis dia.tility concti- tutes total permmencit c.astility fe left to be dvtermin dar anther of fct. Tec vite of th. roouluatioe, therefor, ds tht it escume to convert wut tn the ticw of t.. stctute fa a question of f° ct requlrire proof into ° conclusive prevg.ction which disponses wit! rreef? and naccluds disputes Tris ta toyend afain: strative powur. Tho onl. cuthority canfurred, oF whith towld be fantorre!, ty the atetute ds te meur meulstions te cerry | ous the purposes of tie act « pot to awnd '% Yinits {States we BOC Barrels Of “Miseey, BE Ue oe 7T, STE; Morrdil we For 2, AOC Usle aoe, 827% Yet mtates ve Grimni., 22. JS. O06, LI? Canriell vw selene Chantal Cee, CH1 UsSe S04, Clue Tt.ird. The turden war on petitioner not only to chow the charactes { an23 extent of hiv injury, but alao to shov that tas result of the dsfury was to disatie hin permanently fron following any so ctuntiolly cance! tet he had been rightehanded, («fore tee induaci ce : Setioal enginoer Operating @ survoying incticment; Pat with tir his right am he could mot operate such an inetramnt. In Wis he yareed cemploymmnt in a packing house, but found hime lf unatie ts oes as SS Omployrrnt becuase it necessitated Lifting teavy quarter of ort fe. be could net do wit. om arm He was aloo unabli to teks ori:s. tor the house because he coulf not hold the receiver of the telephan: antrrit