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ich was ibjective consist e Fund. ad other id serve to KNOW bout the »spectus 5s shown estment sxrations” ES AND \CY OR IMINAL TRANSACTION DATA The following table is intended to assist an investor in understanding the various direct and indirect costs and expenses borne by an investor in the Company. The sales charge is the maximurn sales charge an investor would incur. Sales charges decline depending on the size of the purchase, the number of shares an investor already owns or through other investment programs. Additional! information regarding the sales charge and the management fee is provided in this Prospectus under “How to Buy Shares” and “Management of the Fund”, Sharehoider Transaction Expenses: Maximum Sales Charge Imposed on Purchases {as a percent of offering price} 8.5% Exchange fee {single transaction} $10.00 Redemption Charge NONE Deferred Sales Charge NONE Rute 126-1 Fee (annually) NONE Annua!j Fund Operating Expenses: {as a percentage of average net assets) Management Fees 91% Other Expenses 71% Transfer and Dividend Disbursing 40% Custodian Fees : -11% Other Expenses . 20% Total Fund Operating Expenses , 1.62% EXAMPLE 1 Year 3 Years 5 Years 40 Years You would pay the following expenses on a $1,000 investment, assuming (1) 5% annual. return 5 aa and {2} redemption at end of each time period. $100.19 ° $132.11 $166.19 $261.90 The above exampie should not be considered a representation of past or future expenses. Actual expenses incurred may be greater or lesser than those shown. oH